Portfolio Optimisation Consultant
ExperienceMid Level (6-10 years)
Est. StartJuly 31, 2026
Duration12 Months
Global Payments FirmGlobal Payments Firm
On site
IndonesiaIndonesia
Required Skills
Cards Portfolio Management
Project Overview

Our client is seeking two Jakarta-based consultants to support portfolio optimization initiatives for consumer banking clients, with a primary focus on credit card portfolio performance, customer engagement, activation, spend growth, and retention management.


Key Responsibilities

  • Conduct portfolio analysis using client data to identify opportunities for activation, spend growth, engagement, and attrition reduction.
  • Support the development and execution of credit card portfolio and marketing campaigns.
  • Perform market and competitor research on banking products, portfolio strategies, and consumer trends.
  • Develop insights and recommendations to improve portfolio performance.
  • Coordinate with product, marketing, analytics, and business stakeholders to drive alignment and execution.
  • Support project management activities, including progress tracking, issue management, and stakeholder communications.
  • Prepare materials for weekly working sessions, bi-weekly updates, and Steering Committee meetings.
  • Assist in implementing agreed portfolio optimization initiatives and monitoring results.


Required Experience

  • Native Indonesian speaker with strong English proficiency.
  • Based in Jakarta and available to work onsite at client offices.
  • Minimum 5 years experience in Consumer Banking.
  • Strong experience in Credit Card Portfolio Management, including activation, spend optimization, engagement, retention, and campaign execution.
  • Experience analyzing portfolio performance and translating insights into actions.
  • Experience working cross-functionally with product, marketing, and analytics teams.
  • Ability to work independently and manage client stakeholders.
  • Prior experience with Indonesian banks is preferred, particularly with organizations such as Citibank, Bank Mandiri, DBS Bank, or HSBC.


Duration: 12 months

Start Date: July 2026

Location: Jakarta, Indonesia (onsite at client offices)

Allocation: Full-time (22 working days per month)

Number of Resources: 2


Similar Opportunities