As South Africa's banking and financial services sector continues to evolve, organisations remain focused on enhancing their credit risk management, impairment frameworks, expected credit loss (ECL) models, regulatory reporting, and portfolio monitoring capabilities.

We are looking to connect with experienced professionals across IFRS 9, Credit Risk Analytics, Impairment Modelling, Credit Portfolio Management, Model Validation, and Regulatory Reporting as we anticipate continued project demand across South Africa's banking, lending, fintech, and broader Financial Services sectors.

This is not an active role. We are proactively building a specialist talent pool so that we can connect relevant independent consultants with future project opportunities as client demand develops.

Areas of Interest:

We are particularly interested in professionals specialising in:

• IFRS 9 Implementation & Optimisation – impairment frameworks, governance, reporting, controls, and model enhancements.
• Expected Credit Loss (ECL) Modelling – PD, LGD, EAD, macroeconomic modelling, scenario development, and portfolio impairment calculations.
• Credit Risk Analytics – portfolio analysis, risk monitoring, stress testing, forecasting, and risk insights.
• Model Development & Validation – independent validation, model governance, performance monitoring, and regulatory compliance.
• Regulatory Reporting – Basel, prudential reporting, risk reporting, and audit readiness.
• Credit Portfolio Management – retail, corporate, SME, and wholesale portfolios.
• Data & Risk Transformation – risk data, reporting automation, data quality, and technology-enabled risk functions.

What We're Looking For:

• Strong experience within banking, lending, fintech, retail credit, or broader Financial Services.
• Demonstrated expertise in IFRS 9, impairment modelling, credit risk, or model validation.
• Experience delivering complex risk, regulatory, data, or finance transformation initiatives.
• Ability to engage effectively with risk, finance, analytics, audit, and executive stakeholders.
• Strong quantitative, analytical, and problem-solving capability.
• Independent consulting, contracting, or project-based experience is advantageous.

Preferred Background:

We are particularly interested in professionals who have worked on:

• IFRS 9 implementation or remediation programmes.
• ECL model development and enhancement.
• Credit risk model validation.
• Basel or regulatory reporting initiatives.
• Credit portfolio strategy and optimisation.
• Risk data and reporting transformation.
• Stress testing and scenario analysis.
• Finance and risk integration programmes.

Why Join Our Talent Pool?

Financial institutions continue to refine and strengthen their credit risk and impairment capabilities in response to changing economic conditions, regulatory expectations, and growing demands for more accurate risk insights.

Many of the projects we anticipate supporting are centred around IFRS 9 optimisation, model redevelopment, validation, regulatory compliance, risk transformation, and advanced analytics, creating opportunities for specialists who can deliver value within complex Financial Services environments.

Whether you're an IFRS 9 Specialist, Credit Risk Analyst, Quantitative Analyst, Risk Modeller, Model Validator, Business Analyst, Portfolio Manager, or Risk Transformation Consultant, we'd love to connect.