We are seeking an experienced Risk & Compliance Specialist to join the Risk Advisory Services team on a 12-month engagement based in Sydney CBD. This role offers flexibility to work 2–3 days per week with an on-site working arrangement. Working within the internal Risk & Compliance team, you will support a major personal lending client to ensure ongoing compliance with Australia's responsible lending obligations and regulatory requirements.

The role is focused on strengthening risk management practices, monitoring compliance frameworks, and supporting governance activities rather than undertaking remediation or framework design.

Success will be measured by your ability to identify compliance risks, monitor regulatory obligations, strengthen governance processes, and provide practical guidance that supports compliant lending operations.

This opportunity is ideal for an experienced risk and compliance professional with strong consumer lending expertise who enjoys partnering with stakeholders to maintain high regulatory standards within a dynamic financial services environment.

Key Activities

Risk & Compliance Monitoring: Monitor compliance with regulatory obligations including the National Consumer Credit Protection (NCCP) Act, ASIC requirements, and responsible lending obligations.

Risk Management: Support the ongoing operation of enterprise and operational risk management frameworks by identifying, assessing, and escalating emerging compliance and operational risks.

Governance & Controls: Review and monitor internal controls, policies, and procedures to ensure alignment with regulatory expectations and organisational risk appetite.

Regulatory Advice: Provide practical guidance to business stakeholders on regulatory requirements, compliance obligations, and risk mitigation strategies within consumer lending.

Reporting & Assurance: Prepare compliance reporting, risk assessments, and governance documentation for internal stakeholders, highlighting key risks, trends, and recommendations.

Stakeholder Engagement: Collaborate with client leadership, lending teams, and compliance stakeholders to support ongoing compliance initiatives and foster a strong risk culture.

Your Background

Essential

• 7+ years' experience in Risk, Compliance, Operational Risk, or Regulatory Compliance within banking or financial services.
• Strong knowledge of consumer lending regulations, including NCCP and ASIC regulatory requirements.
• Experience monitoring compliance frameworks, conducting risk assessments, and supporting governance activities.
• Demonstrated understanding of responsible lending obligations and compliance monitoring.
• Excellent stakeholder engagement and communication skills.
• Strong analytical and problem-solving capabilities with the ability to interpret regulatory requirements into practical business outcomes.

Desirable

• Experience within personal lending, consumer finance, fintech, or non-bank lenders.
• Experience working in consulting or risk advisory environments.
• Tertiary qualification in Law, Commerce, Finance, Risk Management, or a related discipline.
• Relevant professional qualifications (e.g. RG146, Certified Risk Professional, Governance Institute, ICA, or equivalent) would be advantageous.