Our client is looking for an Investment Product Owner to strategically design, manage, and optimize investment products for Corporate clients that align with both customer needs and the company’s financial goals. This role sits at the intersection of product development, investment strategy, regulatory compliance and customer experience.

Responsibilities:

 1. Product Strategy & Development

• Design and develop investment products and positioning.

• Conduct market research to identify trends, customer needs, and competitive gaps.

• Translate insights into innovative product features, enhancements, thought leadership and maintaining 

a relevant investment proposition.

2. Investment Oversight

• Collaborate with asset managers to align product offerings with investment strategies.

• Monitor fund performance and ensure alignment with product promises and risk profiles.

• Recommend changes to fund allocations or product structures based on market conditions.

3. Profitability & Performance Management

• Set pricing strategies and profitability targets.

• Track product performance (sales, persistency, claims, investment returns).

• Adjust product features or pricing to maintain competitiveness and profitability.

4. Cross-Functional Collaboration

• Work closely with actuarial, legal, compliance, marketing, and distribution teams.

• Ensure product documentation, disclosures, and marketing materials are accurate and compliant.

• Support training and enablement for sales teams and intermediaries.

5. Regulatory & Risk Compliance

• Ensure all investment products comply with insurance and financial regulations (e.g., FSCA in South Africa).

• Manage product governance processes and risk assessments.

6. Customer-Centric Innovation

• Focus on delivering value to policyholders through transparent, flexible, and goal-aligned investment options.

• Incorporate ESG (Environmental, Social, Governance) or sustainable investing trends where relevant.

Experience:

1. Professional Experience

• 4+ years in the financial services or insurance industry.

• Proven experience in product development or product management, preferably with investment products.

• Experience working with or within actuarial, investment, or portfolio management teams is beneficial.

• Exposure to regulatory frameworks (e.g., FSCA, SAM, TCF) and product governance processes.

2. Technical & Functional Expertise

• Understanding of investment principles, fund structures, and asset classes will be beneficial.

• Familiarity with actuarial concepts such as pricing, reserving, and capital modeling.

• Ability to interpret and apply financial and performance metrics to product decisions.

• Experience with product lifecycle management, from ideation to launch and post-launch optimization.

3. Strategic & Analytical Thinking

• Strong analytical and problem-solving skills to assess product performance and market trends.

• Ability to develop and execute strategic product roadmaps.

• Experience in customer-centric design and innovation.

Qualification:

• A degree in Actuarial Science, Finance, Economics, or Business.

• Additional certifications (e.g., CFA, CFP, MBA) can be beneficial depending on the focus of the role.